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The Benefits Of Taking Out Loans For College

The Benefits Of Taking Out Loans For College

A New Look At The Lasting Consequences Of Student Debt

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One of the ways schools have tried to help students cut down on their debt is to stop packaging federal loans with scholarships and grants in financial aid award letters. It could be the case that, even if a student were eligible for a loan, the award letter would show zero loan dollars. About half of community colleges are now doing this.

«It’s part of the narrative of the student debt crisis,» says Lesley Turner, an assistant professor of economics at the University of Maryland. «Avoid borrowing unless it’s absolutely necessary.»

Turner, along with Benjamin Marx at the University of Illinois, set out to study this: What impact does not packaging loans have on whether students borrow? Read more

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There are now three repayment methods for Student Loans, which are known as Plan 1, Plan 2 and Postgraduate Loans

There are now three repayment methods for Student Loans, which are known as Plan 1, Plan 2 and Postgraduate Loans

Wondering how much difference that pay rise would make? The values have now been made available to show you the most up-to-date information. Use the Take-Home Salary Calculator to work out just how much more you will have each month.

How to use the Take-Home Calculator

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To use the tax calculator, enter your annual salary (or the one you would like) in the salary box above

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